Insurance in Tampa Florida is One Call or Click Away!

Insurance in Tampa FloridaPathway Insurance is a leading independent agency offering competitive solutions for car, business, contractors, trucking, condo, renters, or homeowners insurance in Tampa Florida and all of the surrounding areas 7 days per week!

We offer insurance in a number of states including Ohio, Kentucky, Indiana, Michigan, Minnesota, Maryland, Tennessee, Georgia, and Florida.

No matter if you own a multi-million dollar property directly on the water or a more moderately priced home, we can help you find the coverage you need.

Call toll free at 1-800-998-0662 to speak with one of our licensed agents or send us your request for quotes online 24 hours per day by clicking any of the links below for the insurance product for your specific area:

Home Insurance:

Condo Insurance:

Automobile Insurance:

Business Insurance:

Home Insurance Tampa Florida – the Challenges You Face!

The homeowner’s insurance market in Florida is constantly changing and that is why you need to work with an agency you can trust. The management team of our company has more than 61 years of combined experience in the insurance industry.

Over the last 10 years a number of companies have been formed to offer Florida home insurance policies. It can be tricky to know which company is best for your situation.

In addition the market for home insurance in Florida is also challenging because of the threat of hurricanes.

We also face coverage issues with sinkholes, water damage, mold, law and ordinance codes, and the usual perils such as fire, lightning, dog bites, and other liability claim issues.

Home Insurance Tampa Florida – It’s Expensive!

We pay on average 2 to 8 times more money for homeowners insurance in Florida compared to other states without coastal exposures. To save money we might be tempted to increase deductibles significantly, reduce coverage, or in some cases go without any type of property insurance.

Taking such steps can be dangerous to you financially; especially if a catastrophic claim event occurs.

Additionally companies offering the lowest prices today on Florida home insurance may be the most expensive tomorrow. Working with an agency that represents a number of companies is important to help keep your premiums low.

One of our licensed agents will help you choose coverage based on your individual desires and circumstances.

Call us at 1-800-998-0662 to speak with one of our licensed representatives or click on Florida Home Insurance Options to receive quotes from multiple companies.

Car Insurance Tampa – It’s the Law!

Car insurance in Florida is mandatory. In addition Florida is a no-fault state and the required minimum coverage limits that must be purchased are $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability. (PDL)

What’s interesting about Florida state law is that Bodily Injury Liability Insurance that is required in most states is not required in Florida. Only what is listed above is required by Florida state law.

However that being said if a serious accident occurs and you are found to be legally responsible for said accident, the state minimum liability limits required by Florida will not provide adequate protection to you financially.

As an independent agency we can help you find the coverage and protection you need. Call to speak with one of our representatives by dialing 1-800-998-0662 or click on Car Insurance Tampa for an online rate quote 24 hours per day.

Business Insurance Tampa – It’s More Complicated than You Think!

No matter what type of business you own there are a variety of different exposures you face that could jeopardize your entire financial existence.

For example an employee working for your company is sent out to pick up lunch for the office and he was texting and driving and accidentally runs over a pedestrian resulting in their death.

A $5 million lawsuit is filed by the executor of their estate and a $5 million judgment is assessed against your company… and you only had $1 million of coverage in effect.

Where will the other $4 million come from?  It would come from your business or if you’re not incorporated it would come from you as the owner of the business.

Could you or your business survive paying a $4 million judgment out of pocket?

Picking the right coverage and the right company is important.

Business Insurance Tampa – We Insure a Variety of Different Companies.

One size does not fit all for business insurance in Tampa.  As a company we offer specialized programs for all sorts of contractors, restaurants, auto dealerships, garages, and trucking exposures.

Call us at 1-800-998-0662 or click on any of the below links if a hyperlink is present for additional information about the various companies we insure in Florida.

Trucking:

Contractors:

Garages:

Because we insure a variety different companies the programs listed above do not include all of the Tampa business insurance programs we offer.

Call us at 1-800-998-0662 to learn about all available programs we offer.

Why Choose Us?

A number of agents offering insurance in Florida are captive agents. A captive agent only represents one insurance company limiting their ability to find the best options for all circumstances.

As an independent insurance agency Pathway Insurance has the unique ability to shop the market to help our clients find the coverage they need at a price they can afford.

In addition we offer a number of distinctive services that will benefit you if you decide to allow our agency to care for your insurance needs. 

We offer the Pathway Protection Letter™, the Pathway Coverage Checklist™, the Pathway Claims Advocacy Program. ™ and finally the Pathway Re-Shopping Service.

Why not call us today to learn how we can help you with your insurance needs in Florida?

Call 800-998-0662 or click on any of the links listed below: